Camera & Movie Insurance

Film & Commercial Producers Insurance

insure your movie equipmentMovie Making is a risky business – don’t make it more risky, insure your movie equipment now! We can insure all of your cameras and movie making equipment. We insure all leading providers of Digital and High Definition Broadcast Solutions’. We insure your Sony, Tripods, Canon Zoom Lenses, DV Camcorders, Professional Disc Camcorders. – In fact any equipment you use on site including your generators. Sum Insured’s in excess of R10 000 000.00.  Contact Us Now Camcorder insuranceWe can insure you – in South Africa and World Wide on a All Risks Basis.
We can insure your production events. We can you insure your Exhibitions. We can insure you for High Risk Shoots – Water and Air or any high risk area outside the territorial boarders of South Africa. How are claims handled: We need to be informed as soon as possible with regards to nay loss – or within the 30 days of date of loss. Assessor will be appointed on notification of a claim and will also be investigated if needed especially in the case of Hi-Jacking or major Theft Claims. All claims and dealt with fairly and been without being prejudice.
Cast & Crew Coverage Provides coverage for additional or extra expenses incurred in the completion of the film over and above the normal budgeted costs, occasioned by the death or disability ( accident or illness) of any specifically scheduled artist or crew member. Exclusions: Pregnancy or menstruation or conditions thereof: any childhood illnesses for persons under age of nine ( 9 ) (look At list in wording ); persons under the influence of or affected by drugs (other than prescribed); alcohol or solvents; attempted suicide or international self -injury.
Negative film / Faulty processing Provides coverage for any extra expense that the Production Company will incur in completing the film as a result of either loss, damage or destruction to any negatives which could include raw film or tape stock, exposed film, videotape, sound tracks etc (please refer to wording for all sections covered). This will also cover any extra expense incurred in reshooting pr rerecording lost or damaged material due to a loss caused as a result of faulty processing which could include faulty cameras or videotape recordings , using faulty materials, faulty sound tracks etc.
Props, sets and wardrobes Provides cover for the accrual value of any props, sets, scenery, wardrobe, costumes and other similar property owned by the production company or for which they are liable, which is lost , damaged or destroyed. The loss must occur during the policy period whilst the property is used or to be used in connection with the insured film.
Equipment Provides cover for the actual value of equipment (camera equipment, sound and lighting ) for which the production company is liable which is lost, damaged or destroyed. It could also include loss of use of property to others for which the production company is legally liable. Extra expense Provides coverage for any additional costs necessary to complete principal photography due to loss of, damage to or destruction of property used in connection with the insured production (follows the props, sets , wardrobes and equipment sections).
Third party property damage Provides coverage for the costs the production company is legally liable for due to destruction of property of others which is in their care, custody and control.
Business personal property / office contents Provides coverage for usual property to your office occupancy , including electrical data processing equipment , which is lost ,damaged or destroyed. It also includes betterment the production company makes to buildings or premises they do not won and do not use as part of a production, not commercials.
Money and securities Provides coverage for monies and securities designated for use on the production that are lost, damaged or destroyed. This section applies mainly to film production. Public liability Cover is provided against death, bodily injury or damage to property belonging to a third party and for which the insured is legally liable. This section does not provide cover for cast and crew. Employer’s liability Cover is provided for damage costs and expenses arising from bodily injury to, or death , disease or illness of , any person employed during the period of insurance.
Motor provides coverage for the actual value of vehicles which the production company does not own but is liable for would they be lost, damaged or destroyed. This will include hired-in vehicles for production staff use, action vehicles and vehicles used as props. Vehicles do not include:
  • Any property not permanently attached to a vehicle.
  • Vehicle owned by the production company.
  • Mobile equipment.
Animal mortality Provides cover for the actual value of an animal being used in an insured production.

Exhibition & Equipment All Risk Insurance

We Insure against all mishaps for you events and exhibitions!
exhibition insurance
Don’t leave yourself or your company open to mishaps. Things happen that you have no control over…..you worry about putting on a great event – let us worry about unforseen accidents and mistakes! Defined events Physical loss or damage, by accident or misfortune otherwise not excluded, to the whole or part of the property, while anywhere within the territorial limits, property, all as described in the schedule of the policy.

exibition insuranceSpecific exceptions – The insurer shall not be liable for loss of or damage to property resulting from or caused by :

* theft from any vehicle while such vehicle is unattended

* shortage of inventory or any unexpected loss or mysterious disappearance * its undergoing a process of cleaning , repair dyeing, bleaching, alteration or restoration * inherent vice , latent defect vermin , insects, shrinkage, evaporation, loss of weight, rust, contamination, mildew, or leakage of contents, unless caused by a peril not otherwise excluded * the dishonesty or any principal, partner , director or employee of the insured whether acting alone on in collaboration with others * detention , confiscation or requisition by customs or other officials or authorities, shortage of inventory or any unexpected loss or mysterious disappearance * wear and tear or gradual deterioration (including the gradual action of light or climatic or atmospheric conditions) unless following an accident or misfortune not otherwise excluded * mechanical, electronic or electrical breakdown, failure, breakage or derangement * loss of or damage to goods consigned under a bill of lading * the first amount payable

Condition Agreed value or replacement for and repair of the property insured. The basis upon which the amount payable could be calculated either on “agreed value” or “replacement value”

The agreed value for replacement shall mean the amount stated in the schedule in respect of the property as described in the schedule, which shall be the value agreed between the insured and the insurer. An independent valuation of the property insured shall be accepted by the insurer prior to the date of any incident giving rise to claim. The insurer shall not be liable for any costs incurred in obtaining such valuation .

or

The repair of the property to a condition substantially the same as, but not better than , its condition on ” agreed value”. Provided that if, at the time of replacement or repair, the sum representing the cost which would have been incurred in replacement if the whole of the property had been lost , destroyed or damage beyond repair exceeds the agreed value thereon at the commencement of the loss or damage, then the insured shall be considered as being their own insurer for the difference.

About

Camera Insurance – We cover all types of high end cameras and movie equipment.

About NCJ

Personal… Committed… Available. NCJ Insurance brokers has been doing business in South Africa for 15 years. Our commitment to personal service and sound advice has ensured our success in a highly competitive market. Once a customer puts in a claim and sees how smoothly the process runs we have a customer for life. The company is located in 4 Ways, Johannesburg. Give us a call and a consultant will come and visit you. Phone: 011 691 9912/ 14 / 15 / 011 875 2065 / 011 875 2065 /FAX: 011 691 9913. No 82 Romney Road, CHARTWELL. www.ncj.co.za GET A QUOTE

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